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Introducing Bend the Trend℠
The road to wellness must be paved with more than good intentions you and your employees need to know where you stand in your progress towards a healthier lifestyle. Are my employees participating in a wellness program? Are they effectively managing chronic conditions? Are they committed to a long, healthy life?
UnitedHealthcare® has developed a program to guide you and ensure your business is rewarded for the results achieved upon this quest. The more points you earn, the better the outcome. We call this program Bend the Trend℠.
Your Health Costs are Escalating
- Guaranteed savings up to 8 percent
- Tools and resources to empower you to achieve the benefits of a healthy workforce
- UnitedHealthcare® is the first and only health insurance program designed to guarantee
savings for a healthy population, regardless of claims incidence.
Initial Savings
- Your medical trend is unsustainable
- UnitedHealthcare® can help you Bend the Trend℠
- Simple model to score and track progress toward your health goals
More Points = More savings @ Renewal
- Earn points and receive savings at renewal
- The greater your engagement, the greater your potential savings
- Points are earned at the employer and employee level / Earn Points for Employer Commitment
Wellness
- Wellness committee sponsored by C-Suite Executive
- Biometric event (waived if wellVibe is utilized)
- No tobacco policy at work; 90% coinsurance or copays after 100% coinsurance
- Written business plan
- Contribution strategy that incents biometric event participation and health assessment completion
Optimal Plan Components
- Meet definition of UnitedHealthcare Optimal Prescription (Rx)
- Emergency Room (ER) copay ≥$150
- ER and Urgent Care spread in copay ≥$100
- Consumer-Driven Health Plan (CDHP) design with co-insurance ≥90%
- CDHP account funding ≤75%
Outcome-Based Plan Design
- Implement benefits strategy that provides significant incentive around meeting outcome goals for
blood pressure, cholesterol, non-tobacco use and BMI.
- SimplyEngaged® Plus, or other like program
- Must achieve plan participation of 75% of all eligible employees
Diabetes Prevention & Control Alliance (DPCA)
- Promotion of the DPCA Program
- Sponsor glucose or HA1C screening
- Allow onsite counseling when applicable
